What the hell, internet ad?

So I've had more than a few problems with internet ads in the past - mostly those of credit agencies - what with them being completely inept at making their points. The other day I happened across one that leaped well beyond regular incompetence into the absurd-

Please tell me that someone just grabbed the wrong image when they were making the ad and there was no oversight before it went up. Please tell me that this wasn't an attempt to create some kind of a metaphoric relationship between debt and physical abuse.

Or debt and people who are bad at special effect makeup.